TAHIR AHMED CeMAP

My Services

" O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal—[thus] you do no wrong, nor are you wronged."  

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•verses 2:278-279 from Surah Al-Baqarah: 

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Bringing you a range of mortgage solutions tailored to your unique needs. Specialised in Sharia Finance, I am here to guide you through the process and help you make informed decisions. Let's delve into some of the distinctive mortgage types we offer:

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Islamic Mortgages:

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Murabaha:

• Transparent and straightforward, Murabaha involves the bank purchasing the property and selling it to the buyer at a marked-up price, with repayments agreed upon.

• Benefits:

  • Clear and transparent terms.

  • Straightforward transaction process.

Ijara:

• A lease-to-own arrangement, Ijara allows individuals to lease the property from the bank and gradually acquire ownership through rental payments.

• Benefits:

  • Flexibility in ownership acquisition.

  • Gradual transition to full ownership.

Diminishing Musharakah:

• Partnership-based, this model involves joint ownership between the buyer and the bank. The buyer gradually purchases the bank's share, ultimately gaining full ownership.

• Benefits:

  • Joint ownership with the bank.

  • Gradual acquisition of full ownership.

Want to explore home ownership or investment properties in line with your faith? contact me for a £free no obligation discussion.